J. David Cummins

Joseph E. Boettner Professor of Risk, Insurance, and Financial Institutions, Fox School of Business, Temple University

J. David Cummins


Ph.D. and M.A., managerial science and applied economics, University of Pennsylvania

Summary of Experience

Professor Cummins specializes in insurance economics, financial risk management, productivity and efficiency, and securitization. He has provided consulting and expert testimony to insurance companies on issues including fair rates of return, cost of capital, pricing, claim cost forecasting, and risk reduction. He has also assessed productivity and efficiency analysis of insurance firms, arbitrage-free pricing of insurance contracts, and financing of catastrophic risk. He has been recognized by the Journal of Risk and Insurance as the world's premier researcher in the field of risk, insurance, and financial institutions. Professor Cummins previously served as a professor of insurance and risk management at University of Pennsylvania's Wharton School for more than 20 years and as a consultant to the Federal Reserve Bank of New York. He has lectured widely and written, cowritten, or edited more than 100 journal articles, book chapters, reports, and working papers. A past president of the American Risk and Insurance Association, Professor Cummins holds senior editorial and advisory positions with the Journal of Banking and Finance, the Journal of Risk and Insurance, the Journal of Financial Services Research, the Geneva Risk and Insurance Review, the Journal of Actuarial Practice, the Journal of Risk Finance, and the Geneva Papers on Risk and Insurance: Issues and Practices.

AG Contacts

Bruce F. Deal